FINDING A HOME
Potential home buyers need to know the facts about choosing the right home that they’re about to agree to a mortgage that they’ll be paying for the next few decades. The best way to relieve that anxiety is to educate yourself and be confident that you’re purchasing the best home at a price you can afford with the most favorable financing.
What type of home best suits your needs?
Before beginning the house search, you should determine what type of home best suits your needs and that can grow and change with your needs.
Whether it be a single family detached, semi-detached, duplex, condo or town home. Each has its benefits and drawbacks, and entails a significantly different lifestyle and set of responsibilities.
How to choose a place to live?
To help you make this decision it is important to analyze some factors to help you find a home that suits the need of you and your family. Make a list of your top five priorities and then ask your realtor to identify three to four target neighborhoods based on your priorities. Affordability is more than just housing expense it includes gasoline, utility services home or community association fees and taxes. Others to consider are employment opportunities, real estate value, neighborhood demographics, crime rate and statistics, climate, transportation, schools, healthcare facilities and proximity to airport.
What type of specific features would you be looking for in an ideal home?
Prioritizing your wish list.
Come up with your top five must-haves and top five wants to help you focus your search prioritize and be genuine about which features you must have and which you’d like to have and make a logical, rather than an emotional choice.
Handicap accessibility for an aging parent or special needs child is a must. Granite counter tops and stainless steel appliances are in the bonus category.
Things to consider:
How many bedrooms do you need?
How many bathrooms do you need?
Do you need space for a home office or den?
Do you need separate dining room or eat in kitchen?
How many car garage door? For how many cars?
Do you need a swimming pool?
Do you need a small or large backyard?
Do you have family members with special needs? Bedroom downstairs for aging parents?
Do you need handicap accessibility?
Do you need a patio or deck?
Do you need space for a home office?
Do you want stainless steel appliances
Do you need granite counter tops?
Community pool, golf course, basketball court, tennis courts, gated community or clubhouse activities.
Lifestyles and stages
No matter what type of housing you choose, you must have a clear idea of your needs today as well as your possible future needs. These are some examples of questions home buyers might ask:
Do I plan to have children?
Do I have teenagers who will be moving away soon?
Am I close to retirement?
Raj Kataria can be reached at 407-340-3628 or by clicking HERE
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